Secure your family’s future with flexible life insurance solutions designed for your needs.
At InsurePlus, we offer a range of life insurance plans to help you protect your loved ones and achieve your long-term financial goals. Whether you’re looking for guaranteed protection, investment growth, or mortgage coverage, our products give you peace of mind knowing your family’s future is covered.
1. Mortgage Redemption Insurance (MRI) / Credit Life Insurance (CLI)
These plans ensure that in the event of the policyholder’s death or total disability, any outstanding loan balance is fully paid off. It protects both the borrower’s family and the lending institution, giving everyone financial security and peace of mind.
Ideal for:
Home and car loan borrowers
Business owners with bank loans or financing
Anyone wanting to secure their family from debt burden
Key Benefits:
Pays off remaining loan balance upon death or disability
Immediate financial relief for family
Flexible premium options and coverage duration
2. Variable Universal Life (VUL) Insurance
VUL combines life protection with investment opportunities, allowing you to grow your wealth while ensuring financial security for your loved ones. A portion of your premium goes to life coverage, while the rest is invested in professionally managed funds.
Ideal for:
Individuals seeking both protection and wealth growth
Parents planning for education or long-term savings
Professionals wanting financial flexibility and investment control
Key Benefits:
Dual benefit: life protection + investment growth
Flexible premium payments and fund allocation
Access to cash value for emergencies or opportunities
3. Traditional Life Insurance
This classic plan focuses on guaranteed protection and stability. It offers fixed premiums, guaranteed death benefits, and long-term financial assurance without market risks.
Ideal for:
Families looking for stable protection
First-time policyholders preferring predictable coverage
Individuals wanting long-term peace of mind
Key Benefits:
Lifetime protection
Fixed premiums and guaranteed benefits
Suitable for estate planning and legacy building


